Lynn Jimenez's ¿Se Habla Dinero? The Everyday Guide to Financial Success PDF

By Lynn Jimenez

ISBN-10: 0470074809

ISBN-13: 9780470074800

ISBN-10: 0470225033

ISBN-13: 9780470225035

A bilingual advisor to the fundamentals of monetary success.Getting forward financially within the usa is a tricky activity, and it truly is much more daunting for somebody who comes from a special culture.That’s why writer Lynn Jimenez has created ?Se Habla Dinero?: the standard consultant to monetary good fortune. This booklet bargains details wanted for monetary survival and good fortune, easily and obviously, in either English and Spanish.?Se Habla Dinero? walks readers in the course of the basics of personalfinance and funds administration and explains how one can open and use financial institution debts; identify and deal with credits; store and borrow cash for schooling; and grasp simple making an investment ideas. This bilingual advisor makes intimidating subject matters effortless and provides readers the arrogance they should stream forward.Hispanics are stepping into this nation’s heart type at a fast velocity. ?Se Habla Dinero? can be an enormous device to aid them climb the ladder of monetary success.Lynn Jimenez (San Francisco, CA) is an award-winning enterprise reporter For KGO Radio 810. She has introduced fast moving company studies from the choices flooring of the recent York inventory trade for 17 years.Una gu?a biling?e que proporciona las bases del ?xito econ?mico.Salir adelante econ?micamente en Estados Unidos es una exertions ardua, y m?s dif?cil todav?a para aquellos que provienen de culturas diferentes.Esta es l. a. raz?n por l. a. que los angeles autora Lynn Jim?nez ha creado ?Se Habla Dinero?: los angeles gu?a diaria que le llevar? al ?xito financiero. Este libro ofrece en dos idiomas: ingl?s y espa?ol y de manera sencilla y clara, los angeles informaci?n necesaria para los angeles supervivencia y el ?xito financiero.?Se Habla Dinero? Gu?a al lector a trav?s de las nociones fundamentales de econom?a own y administraci?n del dinero. Explica c?mo abrir y usar cuentas bancarias, c?mo establecer y administrar cr?dito, c?mo ahorrar y tomar prestado dinero para los angeles educaci?n y c?mo manejar t?cnicas de inversi?n b?sicas. Esta gu?a biling?e hace que algunos aspectos intimidatorios resulten f?ciles y proporciona a sus lectores los angeles confianza que necesitan para seguir adelante.La poblaci?n hispana hoy en d?a est? alcanzando r?pidamente los angeles clase media de esta naci?n. ?Se Habla Dinero? Es una herramienta importante que ayudar? a sus lectores a subir l. a. escala del ?xito financiero.Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para l. a. estaci?n de Radio 810 KGO. Tambi?n ha transmitido reportajes breves de negocios desde el piso de opciones de los angeles Bolsa de Nueva York en San Francisco por diez ye siete a?os.

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Extra resources for ¿Se Habla Dinero? The Everyday Guide to Financial Success (Spanish Edition)

Sample text

Es importante que administre su crédito con cuidado y que se proteja. Volveremos a hablar de este tema en el capítulo 10. No todas las tarjetas de crédito ofrecen crédito. Algunas son tarjetas de cargo, o sea requieren el pago completo cada mes, no cobran interés y no establecen un importe limitado de lo que puede gastar. Otra opción es una tarjeta prepagada o de valor almacenado que está respaldada por dinero real, pagado de antemano. Cuando la usa, se extrae el importe gastado de la cantidad depositada en la tarjeta.

You are allowed deposits, withdrawals, and transfers with no service charge as long as you maintain that balance. But with a money market account the number of checks you are allowed to write is limited to between three and six. This kind of account works well for Grandma Vega because she does not have a lot of expenses and does not need to write a lot of checks. That means she is also able to maintain the minimum balance. If you don’t need your money for a while, you can earn even more interest by using a timed deposit, or a certificate of deposit (CD).

Las necesidades económicas del matrimonio Vega cambian, por eso prefieren comprar CD que tienen una duración de 3 a 6 meses y con fechas de vencimiento diferentes. En cambio, la abuelita Vega está ahorrando dinero para dejárselo a sus hijos, por eso prefiere comprar CD de 5 años y renovarlos cuando vencen. Algunos bancos ofrecen cuentas especiales de ahorro “para menores”, niños o adolescentes, con el fin de enseñarles a ahorrar. Se pueden abrir con una cantidad mínima, a veces de un dólar, y no cobran por el servicio.

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¿Se Habla Dinero? The Everyday Guide to Financial Success (Spanish Edition) by Lynn Jimenez

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